Monday, September 8, 2008

On writing personal finance haiku

I was recommended to take a personal Bills IQ quiz. It is a very straightforward, simple, and logically built. You don't need to be a financial pro to understand the questions. In fact, many questions are so realistic and challenging perception of one's financial reality that it can also serve as a polite wakeup call to clean up the bills and start taking care of the future. One's credit, debt, budget, wealth, life plan are carefully analyzed with meaningful questions. Nowadays with the mortgage crisis and its accompanying issues it behooves everyone to be ever more honest with oneself and restructure debt, stop incurring debt, and adjust expenses. The days of "live and forget" approach to living are gone: I have to be frugal with my daily, as well as monthly budget so as to be able to save for the future, to say the least for the rainy day. Insurance, the oft-neglected topic, to the point of being a total mystery, is also addressed in the Bills IQ test. What is more meaningful about the test is beyond getting another arbitrary score. In addition to a score the results yield a personalized solution table. For example, the table is custom-generated and the ailing aspects of one's finances are recommended direct action: to solve the credit card debt, contact a specific company, to get a mortgage quote, go to this specific address, to get a free credit report now, click here. Taking the test made me write a haiku. Haiku fits the theme of finance, since the concept of haiku is centered on describing objects, animals and an event (which may be continuous) in order to relate a scene or an inner state of oneself. All it needs is to have the 5-7-5 pronounced syllable per line structure. This is what BillsIQ had inspired: Money trickles away to keep castle with lady and beach ball for baby I feel better already.

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